Sarasota and Siesta Key real estate and homes for sale in Florida - Judy Arreola and Kristina Talkie, REALTOR® Judy Arreola and Kristina Talkie REALTOR(r) for Sarasota and Siesta Key, Florida real estate - NUMBER1EXPERT™ Judy Arreola and Kristina Talkie NUMBER1EXPERT(tm) for Sarasota and Siesta Key, Florida real estate
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Judy Arreola and Kristina Talkie, REALTORS®, real estate agents and brokers for Sarasota and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
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What is the largest home in Hollywood?

A 
The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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Judy Arreola and Kristina Talkie, REALTORS®, real estate agents and brokers for Sarasota and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Arreola and Kristina Talkie
Hunt Real Estate ERA.

3701 S. Osprey Ave.
Sarasota, FL. 34239
Phone: 941-366-5959 X 231
Fax: 941-957-3782
Email: JudyArreola@NUMBER1EXPERT.com

After 24 years in the Sarasota real estate market, Judy has become one of the top ERA agents in the nation and is in the top 1% of Realtors in Sarasota. She has been honored by ERA with the Jim Jackson Memorial Award for Outstanding Customer Service and Superior Performance. Among her many honors, she is also proud to be selected for 3 years in a row by Sarasota Magazine as a *Five Star Realtor* for being best in client satisfaction. Her education credentials include Licensed Real Estate Broker, Graduate Realtors Institute, Leadership Training Graduate and Certified Residential Specialist. She has served 14 years on the board at the Sarasota Association of Realtors and is involved in the Professional Standards Committee. Her team includes Kristina Talkie, a Realtor, her husband, John, a Licensed Real Estate Broker and a licensed Certified Financial Planner, and her assistant, Kellie, who is a licensed Salesperson.

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ERA Mount Vernon Realty real estate and homes for sale in Sarasota and Siesta Key Florida

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