Sarasota and Siesta Key real estate and homes for sale in Florida, golf course, waterfront properties and Spanish speaking - Judy Arreola and Kristina Talkie, REALTOR® Judy Arreola and Kristina Talkie REALTOR(r) for Sarasota and Siesta Key, Florida real estate, golf course, waterfront properties and Spanish speaking - NUMBER1EXPERT™ Judy Arreola and Kristina Talkie NUMBER1EXPERT(tm) for Sarasota and Siesta Key, Florida real estate, golf course, waterfront properties and Spanish speaking
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Judy Arreola and Kristina Talkie, REALTORS®, real estate agents and brokers for Sarasota and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us at: 941-266-8658

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Top Real Estate Links: Sarasota and Siesta Key Florida home buying, real estate listings, and homes for sale in Sarasota                       County, FL
Welcome > Resources > Top Real Estate Links ...


Useful Real Estate Web Sites
 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's our job to know more about real estate than any web site!
 

Sarasota Moving Companies
With just a few clicks 123 Movers can find you Fast, Free, no obligation quotes from local & interstate moving companies, auto transport specialists, self storage organizations, international movers and more. Relocation can be a stressful event so let us help you find the moving services you need by searching our directory of licensed movers.

GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Judy Arreola and Kristina Talkie, REALTORS®, real estate agents and brokers for Sarasota and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Arreola and Kristina Talkie
Michael Saunders and Co.

5100 Ocean Blvd.
Sarasota, FL. 34242
Phone: 941-349-3444
Fax: 941-349-4333
Email: JudyArreola@NUMBER1EXPERT.com

Since becoming active in the Sarasota real estate market in 1984, Judy has been one of the top ERA agents in the nation and the top 1% of Realtors in Sarasota. She has been honored by ERA as a finalist for the prestigious Jim Jackson Memorial Award for Outstanding Customer Service and Superior Performance. Among her many honors, she is also proud to be selected for 3 years in a row by Sarasota Magazine as a *Five Star Realtor* for being best in client satisfaction. As a former teacher, her attention to detail is synonymous in her business. Her real estate education credentials include Licensed Real Estate Broker, Graduate Realtors Institute, Leadership Training Graduate and Certified Residential Specialist. She has served for many years on the board at the Sarasota Association of Realtors and is a member of the Professional Standards Committee Her team includes Kristina Talkie, a Licensed Realtor. Kristina's real estate designations include Graduate Realtor (r in a circle) Institute (GRI) and is presently a candidate for Certified Residential Specialist (CRS). Her industry awards include Top Producer, ERA Beyond Excellence, Outstanding Sales Performance (six years in a row) and Top Team Award for closed sales. Judy and Kristina specialize in selling waterfront homes, golf course communities and luxury condominiums.

ABR CRS Equal Housing GRI MLS REALTOR


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