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Real Estate Dictionary: Sarasota and Siesta Key Florida home buying, real estate listings, and homes for sale in Sarasota County, FL

Welcome > Resources > Real Estate Dictionary - A

Joint Ownership Agreement	An agreement made between two or more owners of the same property, defining their rights and responsibilities (e.g. recommended in the case of married owners of property) See Equity sharing
Joint tenancy, or Tenants by the entirety	Ownership of real estate by two or more parties held jointly for life; if one of the owners dies, the survivor(s) inherit the property without reference to the deceased's will
Judgment	A decision or decree made by a court of law
Judgment lien	A claim against the real property of a debtor, as decreed by the court
Jumbo loan, or Non-conforming loan	A loan amount that exceeds the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; because such loan cannot be funded by these two agencies, it carries a higher interest rate
Junior mortgage, or Secondary mortgage	A mortgage whose claim to repayment is of lesser priority than another, previously recorded mortgage

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Judy Arreola and Kristina Talkie, REALTORSŽ, real estate agents and brokers for Sarasota and Siesta Key Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Arreola and Kristina Talkie
Michael Saunders and Co.
5100 Ocean Blvd.
Sarasota, FL. 34242
Phone: 941-349-3444
Fax: 941-349-4333
Email: JudyArreola@NUMBER1EXPERT.com
Since becoming active in the Sarasota real estate market in 1984, Judy has been one of the top ERA agents in the nation and the top 1% of Realtors in Sarasota. She has been honored by ERA as a finalist for the prestigious Jim Jackson Memorial Award for Outstanding Customer Service and Superior Performance. Among her many honors, she is also proud to be selected for 3 years in a row by Sarasota Magazine as a *Five Star Realtor* for being best in client satisfaction. As a former teacher, her attention to detail is synonymous in her business. Her real estate education credentials include Licensed Real Estate Broker, Graduate Realtors Institute, Leadership Training Graduate and Certified Residential Specialist. She has served for many years on the board at the Sarasota Association of Realtors and is a member of the Professional Standards Committee Her team includes Kristina Talkie, a Licensed Realtor. Kristina's real estate designations include Graduate Realtor (r in a circle) Institute (GRI) and is presently a candidate for Certified Residential Specialist (CRS). Her industry awards include Top Producer, ERA Beyond Excellence, Outstanding Sales Performance (six years in a row) and Top Team Award for closed sales. Judy and Kristina specialize in selling waterfront homes, golf course communities and luxury condominiums.

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NUMBER1EXPERT™ in real estate for Sarasota and Siesta Key, Florida, golf course, waterfront properties and Spanish speaking

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